Folly Beach sits directly on the Atlantic, making storm and hurricane exposure a major factor.

• Flood insurance: Nearly all properties require it, with premiums varying by elevation and FEMA flood zone.

• Erosion risk: Oceanfront homes are subject to beach nourishment projects and shifting shoreline.

• Wind & salt exposure: Roofs, siding, and HVAC systems weather faster; budget for ongoing maintenance.

• Storm evacuations: Accessibility is limited to Folly Road, which can be congested or closed during major weather events.

Folly Beach is one of Charleston’s most active vacation rental markets, but it’s tightly regulated.

• Permit system: STR permits are capped; buyers must confirm if the property has a transferable license.

• Zoning restrictions: Certain residential zones prohibit or limit rentals under 30 days.

• Tax implications: STRs are taxed differently from primary residences; budget for accommodations and hospitality taxes.

• Neighborhood dynamics: STR-heavy streets can feel more transient, while other areas preserve a quieter community vibe.

Water access and views define value on Folly Beach, but each setting carries unique trade-offs.

• Oceanfront: Direct beach access, premium pricing, but higher insurance and erosion risks.

• Folly River/Intracoastal Waterway: Ideal for boaters with private docks or marina access, but check tidal depth and permitting.

• Marshfront: Sweeping sunsets and privacy, often at a lower cost than direct beachfront, though still subject to flooding.

• Public access proximity: Homes near public beach walkovers may face heavier foot traffic and parking congestion.

Folly Beach is known for its eclectic, laid-back vibe, which shapes the buyer pool.

• Community feel: More casual and surf-town oriented than Isle of Palms or Sullivan’s Island.

• Local businesses: Center Street offers restaurants, bars, and shops that anchor the lifestyle—homes nearby get more foot traffic.

• Noise factor: Music venues and nightlife can spill into nearby blocks—buyers seeking quiet may prefer west end or marsh-side lots.

• Events: Surf contests, festivals, and tourism peaks influence seasonal traffic and rental demand.

Folly Beach has only one road on and off the island—Folly Road.

• Traffic congestion: Summer weekends and tourist seasons mean backups; daily commuting to Charleston can be slow.

• Parking rules: On-street parking is strictly regulated; homes without off-street parking are less desirable.

• Utilities & services: Being a barrier island, power outages and water pressure issues can occur—verify service reliability.

• Emergency services: Limited on-island resources, with closest hospitals off the island.

Folly Beach enforces preservation and environmental oversight.

• Zoning overlays: Limitations on lot subdivision and redevelopment preserve community character.

• Critical areas: Wetlands and dunes are highly regulated by SCDHEC-OCRM; confirm before remodeling or building.

• Setback rules: Oceanfront homes must adhere to shifting setback lines, impacting additions and rebuilds.

• Sea turtle & wildlife protections: Lighting ordinances and seasonal restrictions apply to beach-facing homes.